I used to work with a guy, let's call him Ray. Ray was the absolute master of poor financial decisions. Quit before an IPO, bounces from cubicle to cubicle hammering out archaic code, in his 40's and still requires random roommates. ETC! Anyway, when Ray loudly decried cryptocurrency as a scam, I immediately knew I would one day get to hammer out this post with this graphic (because I am petty like that!) ...

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